在招联好期贷上的不良记录怎么消除呢？
招联好期贷的小额贷款，有了不良的记录，上传到征信上，必须要五年的时间，才能自动消除。招联好期贷逾期会导致。
1、招联好期贷会进行催收的行为，发短信打电话。
2、会收取高昂的逾期费用。
3、上传征信系统，影响个人的信用状况。
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